![]() However, if the car is stolen, then it will amount to a total loss. The damages covered are as given below:Īccidental damages caused by external means: Any sudden, unexpected or unintentional event or a collision that can cause damage to the car is considered accidental damage.īurglary, Theft and Housebreaking: If your car is damaged as a result of a home break-in or the damage is a by-product of a violent burglary attempt, the stand alone OD car insurance will cover the damage. ![]() Protect your car against damages with a standalone own-damage (OD) cover from Tata AIG.Īn own damage or stand alone OD car insurance policy is meant to help you, the policyholder, cover the losses suffered by your car.
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